Jerry Bailey currently manages the Northern United States for NCS and has been with them since 1995. Prior to coming to NCS, Jerry was a Corporate Credit Manager in the manufacturing industry for 10 years, during which time he gained a very thorough “hands on” experience with both UCC filings and Mechanic’s Lien filings.

Jerry consults with companies daily and has spoken to groups nationwide about Article Nine of the Uniform Commercial Code, the Revised Article Nine Model Act, and the benefits of selling through secured transactions.

J.C. Barone is an Executive Director of JP Morgan’s Credit Trading Desk. He was hired in 2005 to gain leverage from his extensive experience in developing Vendor Protection solutions, which include writing Trade Receivable Put Options and monetizing illiquid assets, such as Trade Claims on defaulted companies. Prior to joining JP Morgan, J.C. spent six years building First Commercial Credit Corp, the Trade Receivable Put Option and Distressed Receivable unit of Resurgence Asset Management LLC. J.C. has over 14 years experience in the financial services industry. He is a frequent speaker at national and global trade association meetings and seminars on credit and trade risk management. J.C. earned his B.S. in Finance from Manhattan College and his M.B.A. in Finance and Accounting from Cornell University’s Johnson Graduate School of Management.

Norm Cowie, CCE is Vice President Finance of Evergreen Oak Electric Supply and Sales Co. Norm regularly writes and speaks on construction collections and the Illinois Mechanics Lien Act, and his regular column about the lien law won NACM’s best article award in 2006. Norm is a previous Board member of NACM Midwest and was Credit Executive of the Year in 2004/05. He tries not to let all of this get to his head because it makes his hair fall out. He also has two published humor books, the second of which won Preditors and Editors Readers Choice in January 2008. Visit Norm at www.normcowie.com.

Frank has been active in the credit information/commercial debt collection industry for the past 20 years, holding positions in customer service and education, sales, collections and general management. He has held the position of Vice President - Midwest Operations for the last 13 years. He is a member of the Commercial Law League of America and has been awarded an advanced certification as a Senior Certified Collection Professional by the Agency Association of the Commercial Law League of America.

He is also a member of the International Association of Commercial Collectors and is currently designated as a Collection Service Location Manager by the State of Tennessee.

Frank holds a Bachelor of Arts degree with majors in Business Administration and Psychology and a Masters Degree of Business Administration with concentrations in Marketing and Human Resource Management.

Lee Fahrenz has 20 years of Sales and Sales Management Experience in insurance, banking and finance. The last 3.5 years he has been with Euler Hermes ACI.
His professional affiliations are American Management Association, International Business Center, Association of Steel Distributors, Turnaround Management Association, and National Association of Credit Management (NACM).
Lee has also given Institutional Experiences/Speeches to the Fox Valley Chapter of the Illinois CPA Society, the REBEX Conference (Risk & Employee Benefits Exposition) 2007, and many financial institutions in the Chicago metro area.

Roxane Spinasanta is a graduate of Loyola School of Law.  She was admitted to the Illinois Bar in 1988.  Roxane serves as in-house counsel to EOCN Corp.  She is also of counsel to Falk Metz LLC, specializing in Mechanics Lien Law and contract disputes. Her email address is rspinasanta@falkmetz.com.

AMERICAN CHECK MANAGEMENT and its President, Dean Middleton, welcomed Michael to its leadership in 1996 as Senior Vice President. Michael has been personally responsible for negotiating and advising credit and treasury professionals from major nationwide corporations for more than a decade. ACM has greatly benefited from his diversified background in that even though he has the ability to deal with the largest of the Fortune 500 Corporations within the NACM Membership, he also has taken the time to personally advise and offer guidance to small family operations.

  Michael is always ready to speak to the NACM membership and share his expertise in the check, credit card, and electronic payment arena. Whether in an individual industry group meeting, or at an annual meeting, he is right at home sharing his enthusiasm for the credit industry.